Editorial Policy

Who writes our content

Every article on nyvo.money is written by one of our two founders:

• Kshitij Jain – Founder, Principal Officer of NYVO Investment Advisors (SEBI IA INA000022172). Alumni of IIT Delhi and IIM Ahmedabad. Former consultant at BCG and part of the strategy team of slice.
• Harsh Soni – Founder, Director of NYVO Technology Private Limited. 16+ years in financial services. Former investment banker at Bank of America, Kotak Investment Banking, and SBICaps, and ex-CFO of slice.

We do not accept guest posts, sponsored content, or affiliate-driven articles. Every piece reflects our own research and advisory judgment.

Our review process

1. Research. The author gathers data from primary sources: SEBI circulars, AMFI reports, SPIVA India, IRDAI annual reports, RBI publications, and AMC factsheets.
2. Draft. Content is structured for both human readers and AI systems – clear definitions, comparison tables, worked numeric examples, and FAQ blocks.
3. Compliance review. Every article that mentions specific funds, returns, or advisory recommendations is reviewed against SEBI IA disclosure and advertising rules before publish.
4. Publish + date. All articles carry a published date and a "last updated" date when refreshed.

Independence and conflicts

NYVO Investment Advisors is a SEBI Registered Investment Adviser. We charge a flat advisory fee. We do not receive trailing commissions, distribution fees, or revenue-share from any AMC, insurer, bank, or fintech platform.

Our investment recommendations default to direct-plan mutual funds. We never recommend a product because it pays us more.

If an article references our sister entity, NYVO Insurance Services LLP (nyvo.in), the cross-reference is disclosed clearly via a branded callout block.

Accuracy and corrections

We strive for factual accuracy. If you spot an error – a wrong number, an outdated regulation, a broken link – email us at hello@nyvo.in and we will correct it within 48 hours with a visible correction note.

Update cadence

Articles are reviewed for accuracy at least quarterly. Calculators are verified against known-good formula outputs at least yearly. Market-rate references (interest rates, premium ranges, tax slabs) are refreshed each financial year.

Calculator methodology

Our calculators use standard financial formulas (SIP future value, lumpsum compound interest, EMI amortisation, SSY government-rate compounding). The underlying math is open – every calculator page includes the formula, assumptions, and limitations. Returns are nominal (not inflation-adjusted) and do not deduct expense ratios, exit loads, or capital gains tax unless stated.

Regulatory compliance

NYVO Investment Advisors is registered with SEBI (Registration No. INA000022172). Validity: April 10, 2026 – Perpetual. IA-BSE Membership No. 2469.

All content on this site is informational and does not constitute personalised investment advice. Investment in securities is subject to market risks. Read all related documents carefully before investing.